/* ============================================
   ULTRA PREMIUM HOW IT WORKS SECTION
   ============================================ */

.how-it-works-premium {
    position: relative;
    padding: 100px 0 80px;
    background: #0f172a;
    overflow: hidden;
}

/* Background */
.hiw-bg { position: absolute; top: 0; left: 0; right: 0; bottom: 0; pointer-events: none; z-index: 0; }
.hiw-bg-orb { position: absolute; border-radius: 50%; filter: blur(120px); opacity: 0.05; animation: hiwOrbFloat 20s ease-in-out infinite; }
.hiw-orb-1 { width: 600px; height: 600px; background: #2563eb; top: -200px; left: -200px; }
.hiw-orb-2 { width: 500px; height: 500px; background: #7c3aed; bottom: -150px; right: -150px; animation-delay: -10s; }
.hiw-bg-grid {
    position: absolute; top: 0; left: 0; right: 0; bottom: 0;
    background-image: linear-gradient(rgba(255,255,255,0.015) 1px, transparent 1px),
                      linear-gradient(90deg, rgba(255,255,255,0.015) 1px, transparent 1px);
    background-size: 60px 60px;
}
@keyframes hiwOrbFloat { 0%,100% { transform: translate(0,0) scale(1); } 50% { transform: translate(40px,-40px) scale(1.1); } }

/* Header */
.hiw-header { text-align: center; margin-bottom: 60px; position: relative; z-index: 1; }
.hiw-header-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(37,99,235,0.15); border: 1px solid rgba(37,99,235,0.3);
    padding: 8px 20px; border-radius: 50px; color: #93c5fd;
    font-size: 12px; font-weight: 600; text-transform: uppercase;
    letter-spacing: 1px; margin-bottom: 18px;
}
.hiw-title { font-family: 'Poppins', sans-serif; font-size: 2.8rem; font-weight: 800; color: #f1f5f9; margin-bottom: 12px; }
.hiw-title-gradient { background: linear-gradient(135deg, #60a5fa, #a78bfa); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.hiw-subtitle { font-size: 1.05rem; color: #64748b; max-width: 550px; margin: 0 auto; }

/* Steps Grid */
.hiw-steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    position: relative;
    z-index: 1;
    margin-bottom: 50px;
}
@media (max-width: 1200px) { .hiw-steps-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 768px) { .hiw-steps-grid { grid-template-columns: 1fr; max-width: 450px; margin: 0 auto 50px; } }

/* Step Card */
.hiw-step-card { position: relative; }
.hiw-step-inner {
    background: rgba(30,41,59,0.7); backdrop-filter: blur(10px);
    border-radius: 24px; padding: 30px 24px; text-align: center;
    border: 1px solid rgba(255,255,255,0.08);
    transition: all 0.4s cubic-bezier(0.4,0,0.2,1);
    position: relative; overflow: hidden; height: 100%;
}
.hiw-step-inner::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0;
    height: 3px; background: linear-gradient(90deg, #2563eb, #7c3aed, #10b981);
    opacity: 0; transition: opacity 0.4s;
}
.hiw-step-inner:hover { transform: translateY(-8px); box-shadow: 0 25px 50px rgba(0,0,0,0.3); border-color: rgba(96,165,250,0.3); }
.hiw-step-inner:hover::before { opacity: 1; }
.hiw-step-inner:hover .hiw-icon-circle { transform: scale(1.1); background: linear-gradient(135deg, #2563eb, #7c3aed); }
.hiw-step-inner:hover .hiw-icon-glow { opacity: 0.3; transform: scale(1.5); }

/* Step Badge */
.hiw-step-badge {
    position: absolute; top: 16px; right: 16px;
    background: rgba(37,99,235,0.2); color: #93c5fd;
    padding: 4px 12px; border-radius: 20px;
    font-size: 10px; font-weight: 700; text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Icon */
.hiw-icon-container { position: relative; display: inline-block; margin-bottom: 20px; }
.hiw-icon-circle {
    width: 70px; height: 70px; border-radius: 20px;
    background: rgba(37,99,235,0.2); display: flex;
    align-items: center; justify-content: center; font-size: 28px;
    color: #60a5fa; transition: all 0.4s; position: relative; z-index: 1;
}
.hiw-icon-glow {
    position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);
    width: 80px; height: 80px; border-radius: 50%;
    background: rgba(37,99,235,0.3); filter: blur(20px);
    opacity: 0; transition: all 0.4s; z-index: 0;
}

/* Title & Description */
.hiw-step-title { font-size: 18px; font-weight: 700; color: #f1f5f9; margin-bottom: 10px; font-family: 'Poppins', sans-serif; }
.hiw-step-desc { font-size: 13px; color: #94a3b8; line-height: 1.6; margin-bottom: 16px; }

/* Checklist */
.hiw-checklist {
    list-style: none; padding: 0; text-align: left;
    background: rgba(255,255,255,0.02); border-radius: 12px;
    padding: 14px 16px; margin-bottom: 16px;
}
.hiw-checklist li {
    font-size: 12px; color: #cbd5e1; padding: 4px 0;
    display: flex; align-items: center; gap: 8px;
}
.hiw-checklist li i { color: #10b981; font-size: 12px; flex-shrink: 0; }

/* Time Badge */
.hiw-time-badge {
    display: inline-flex; align-items: center; gap: 6px;
    background: rgba(16,185,129,0.1); color: #4ade80;
    padding: 6px 14px; border-radius: 20px;
    font-size: 11px; font-weight: 600; border: 1px solid rgba(16,185,129,0.2);
}
.hiw-time-badge i { font-size: 12px; }

/* Connector (Desktop only) */
.hiw-connector {
    display: none;
    position: absolute; top: 50%; right: -24px; width: 48px;
    transform: translateY(-50%); z-index: 2;
}
@media (min-width: 1201px) {
    .hiw-step-card:not(:last-child) .hiw-connector { display: block; }
    .hiw-connector-line {
        position: absolute; top: 50%; left: 0; right: 0; height: 2px;
        background: linear-gradient(90deg, rgba(37,99,235,0.5), rgba(124,58,237,0.5));
    }
    .hiw-connector-dot {
        position: absolute; top: 50%; right: -4px; transform: translateY(-50%);
        width: 10px; height: 10px; background: #7c3aed; border-radius: 50%;
        box-shadow: 0 0 10px rgba(124,58,237,0.5);
    }
}

/* CTA Card */
.hiw-cta { position: relative; z-index: 1; margin-bottom: 40px; }
.hiw-cta-card {
    background: linear-gradient(135deg, rgba(37,99,235,0.15), rgba(124,58,237,0.15));
    border: 1px solid rgba(255,255,255,0.08); border-radius: 20px;
    padding: 30px 35px; backdrop-filter: blur(10px);
}
.hiw-cta-card h3 { font-size: 1.5rem; font-weight: 700; color: #fff; margin-bottom: 8px; font-family: 'Poppins', sans-serif; }
.hiw-cta-card p { font-size: 14px; color: #94a3b8; margin: 0; }
.hiw-cta-btn {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 14px 30px; background: linear-gradient(135deg, #2563eb, #7c3aed);
    color: #fff; border-radius: 50px; text-decoration: none;
    font-weight: 600; font-size: 15px; transition: all 0.3s;
}
.hiw-cta-btn:hover { transform: translateY(-3px); box-shadow: 0 15px 30px rgba(37,99,235,0.3); color: #fff; }

/* Trust Badges */
.hiw-trust-row {
    display: flex; justify-content: center; gap: 30px;
    flex-wrap: wrap; position: relative; z-index: 1;
}
.hiw-trust-item {
    display: flex; align-items: center; gap: 8px;
    font-size: 13px; color: #94a3b8; font-weight: 500;
}
.hiw-trust-item i { color: #2563eb; font-size: 16px; }

@media (max-width: 768px) {
    .how-it-works-premium { padding: 60px 0 50px; }
    .hiw-title { font-size: 2rem; }
    .hiw-trust-row { gap: 15px; }
    .hiw-trust-item { font-size: 11px; }
}